The qualified thrift lender test requires that thrifts

Assignment Help Financial Management

Reference no: EM13939415

The Qualified Thrift Lender test requires that thrifts

A) limit the amount of mortgage-related assets on hte balance sheet to improve diversification.

B) Invest in a minimum percentage of government-backed securities to protect their morggage loans.

C) lend no more than 80% of the value of a home to a borrower to ensure mortage safety.

D) keep 35% of their assets in safe liquid investments to ensure adequate deposit liquidity.

E) invest at least 65% of their assets in mortgages or mortgage-related assets.

Reference no: EM13939415

Questions Cloud

Explain the limitations of providing personal information : Provide examples of how the selected program assisted in solving crimes. Explain the limitations of providing personal or confidential information, and address the restrictions on the Freedom of Information Act (FOIA)

Dealing with the rapid increase in illness : You may have read that President Obama declared a "National Emergency" over the weekend to deal with the "rapid increase in illness" from the H1N1 influenza virus.

Lowest possible profit from the combined investment : An investor purchases a stock for $65 and writes a call option on the same stock with an exercise price of $70 for a premium of $4 per share. The call option expires in one year. What is the maximum profit the investor can earn on the combined “cover..

Calculate minimum annual cash savings that must be realized : Suppose that energy savings are less than claimed. Calculate the minimum annual cash savings that must be realized for the project to earn a rate equal to the firm's cost of capital.

The qualified thrift lender test requires that thrifts : The Qualified Thrift Lender test requires that thrifts

Describe steps that you might use to implement your program : Explain which of the four settings is most appropriate for your SPP and why. Describe the steps that you might use to implement your program in your selected setting

Rather issue noncallable bonds than callable bonds : If a 10-year, $1,000 par, 10% coupon bond were issued at par, and if interest rates then dropped to the point where rd = YTM = 5%, we could be sure that the bond would sell at a premium above its $1,000 par value. Other things held constant, a corpor..

Proposal for improving parking at harrisburg university : Write a proposal that promotes ideas for improving student parking at Harrisburg University.

Features of a relational dbms : 1. A well-maintained relational DBMS has a high level of data integrity. What features of a relational DBMS contribute towards this level of integrity?

User Account

All Pages