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Steps in the personal risk management process

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Brad is a newly appointed Ski Instructor at a local university. He resides in a Chalet in a small town located at the base of the Snowy Mountains and has a roommate, Bill. Brad has a part-time job as a bar tender to cover other expenses to help pay for some expenses gaming computer parts he likes to buy. His university Department is providing free lodgings and baseline living expenses. An addition to some very large gym equipment, gaming items and supplies for his On-Line Snow course and personal ski equipment, Brad loves to listen to his surround sound home entertainments system. Brad drives a late model BMW he uses sparingly between the Bar and home. Bill meets up with Brad at the end of the Friday night shift where they enjoy the company of many friends. Brad never drinks alcohol at the end of the shift as he has an early ski instructor's lesson the following morning.

a. Briefly describe the steps in the personal risk management process
Briefly, you must consider the following steps:
Define objectives
Identify and evaluate potential loss exposures
Select the appropriate technique for handling losses
Implement and periodically review the program

b. Identify the major risks or loss exposures to which Jennifer is exposed with respect to each of the following: (1) Property risks (2) Personal risks (3) Liability risks

Reference no: EM132992951

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