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Standard retirement vehicle

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About 40 years ago most of corporate America realized that they were incurring huge unfunded liabilities with their defined benefit retirement programs for their employees. As a result, the standard retirement vehicle now is a defined benefit program using some variation of a 401(k) plan. Why do you think this change was made, who were prime beneficiaries and is there a downside to these plans?

Reference no: EM133109594

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