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You are the Underwriting Manager for QY plc, a property and liability insurer. QY plc focuses on insurance for small to medium-sized enterprises (SMEs).
Over the last year, there has been an economic recession and a significant increase in claims notifications.
It has been established by QY plc's claims team that many of these additional claims resulted in nonpayment, due to fraud by policyholders.
(a) Identify, with justification, two classes of policyholder fraud that may have occurred for QY plc, over the last year.
(b) Explain two significant underwriting actions QY plc could take in response to this increase in policyholder fraud.
Finance is about Gunns Ltd, a company in dealing with forestry products in Australia. The company has also been listed in Australian Stock Exchange. As many companies producing forestry products, even Gunns Ltd is facing various problems. Due to the ..
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