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Raymond Ho wanted to buy a Vmax motorbike, however, so he decided to borrow money from HSBC. He yearns so much for the motorcycle and he is willing to borrow RM160,000 at interest charge of 12% per annum.
Question i. How much does he have to pay monthly payment if he has to pay monthly for the next six (6) years?
Question ii. If the payment is based on loan being amortized, please show the amortization schedule for the next 3 months only by filling the relevant figures in the column. (Cut and paste the table and insert the figures)
Month Beginning of the year Loan PMT Interest Principal End of the year
1
2
3
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