Should the government become an insurer of last resort

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Assignment:

Comparison of the nonprofit and for-profit insurance industries, focusing on the following:

The need for both for-profit and nonprofit insurance companies. Are there necessary insurance products most efficiently and cheaply offered by for-profit companies? Are there practical limits to what nonprofit insurance companies can offer?
The issue of the cost of insurance. What happens when an individual would like to purchase insurance but cannot because it is unaffordable or because coverage at any price is unavailable?
Should the government become an insurer of last resort, or would better regulation of the private insurance industry ensure better results?

Reference no: EM133416086

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