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John has completed an application for a 4-years personal loan for the amount of $33939. In the application, he indicated that the money would be used to repay (consolidate) various debts and to make a down payment on a car which he needs to buy for transportation to and from work.
Answer the following questions :
Question 1: What are the monthly payments of the loan under assessment and the car loan, respectively? (Keep two decimals on figures)
PMT of Loan Under Assessment
Car Loan PMT
Question 2: What is John's ratio of disposable income? (Keep two decimals on figures, do not present your answers in percentages)
Question 3: Should Meri recommend approval of the Loan, given the bank's policy?
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