Risk management and insurance

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Risk Management and Insurance 

Scott has his home and personal property insured under an unendorsed Homeowners 3 (Special Form) policy. Indicate whether each of the following losses is covered. (Assume the policy has no deductible.) If the loss is not covered, explain why it is not.  

1. The carpet was heavily damaged when Scott left the bath tub running while he answered the telephone.

2. The home is located approximately one block from the Federal Court House and is damaged when a domestic terrorist tries to blow up the courthouse to protest the government’s use of force in the Middle East.

Reference no: EM132239567

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