Relative conservative nature of monthly payments

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Reference no: EM132061982

1. Which of the following mortgage type can be considered to be at a lower risk of default due to the predictable and relative conservative nature of its monthly payments?

A) an adjustable rate mortgage

B) A baloon payment mortgage

C) A reverse capitalization mortgage

D) A reverse mortgage

E) A fixed-rate, 30 year mortgage

2. When given a choice, an individual with excellent retirement benefits from his employer and $2,000 to invest for retirement, should try to do so first through...

a. 401k

b. ira

c. roth ira

d. reverse mortgage

e. a whole-life insurance policy

Reference no: EM132061982

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