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Question
Daniel has hired a car for three days. When he picked up the car, the hire company asked Daniel if he wanted to pay an extra amount for insurance and Daniel agreed.
When Daniel returned the car three days later, he told the hire company that he decided he did not want to pay the extra amount for the insurance and wanted to exercise his cooling-off right.
Can Daniel cancel the insurance policy and get a refund on the premiums paid? In your response, quote the relevant part of the legislation.
Legislations to be used are:
• Insurance Contracts Act 1984 (Cth)
• Life Insurance Act 1995 (Cth)
• Corporations Act 2011 (Cth).
Which three of the five criteria do you find to be the most important?
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