Purchaser receives payout from the life insurance policy

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Reference no: EM131523572

A viatical settlement is a lump sum of money given to a terminally ill individual in exchange for his life insurance policy. When the insured person dies, the purchaser receives the payout from the life insurance policy. What factors determine the value fo the viatical settlement? Do you think such settlements are ethical? Why or Why not?

Reference no: EM131523572

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