Reference no: EM131155289
Health Savings Plans
The outline format for your Compare and Contrast Essay will be the point-by-point style. This page will help you to organize your outline to meet that requirement of your assignment. Context Your boss really is excited about your new approaches and is ready to make a decision based on your research. Choose two (2) solutions to your issue, and compare and contrast each option.
Outline
Introduction
1. Healthcare insurance deductibles are on the rise for most middle-class Americas families.
2. Starting a health savings plan (HSA) and starting a Flexible Spending Account (FSA) both solve the problem in that they provide tax-advantaged accounts for healthcare expenses, but they differ in that they HSAs have higher contribution limits and funds not spent in a given year roll over to the next year and FSAs unspent and unclaimed funds are forfeited.
Body
1. Provide tax-advantaged accounts for healthcare expenses
1. HSA balance is not forfeited when the member changes employers or health plans.
2. Money can be accessed before it is paid in
2. HSAs have higher contribution limits
1. Individual coverage: $3,350 (2015), $3,300 (2014). Families: $6,650 (2015) $6,550 (2014).
2. Contribution limits of $2,000.
3. FSAs Money can be accessed before it is paid in
1. HSAs, only funds paid in can be accessed.
2. Proof of expenses are required and money access can be accessed before it is paid in.
Conclusion
1. Having a plan to start a health-care saving account, can solve problems related to some healthcare expenses. While both accounts differ, Flexible Spending Account (FSA) unspent and unclaimed funds are forfeited, but health savings plan (HSA) have higher contribution limits and funds not spent in a given year roll over to the next year.
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