Reference no: EM133719019

Description

Zoila recently purchased her first home and is planning a housewarming party to celebrate. She invites 10 of her friends to the party, but three of her friends (Marcus, Lowe, and Mary) spread the word to five other people who also show up. On the day of the party, heavy rainstorms caused water to flood the sidewalk and wooden stairs of her house. As a result, Zoila has 15 people at her home instead of the planned 10. She has enough chairs for 10 people, but she has to use five older chairs with wobbly legs, two of which are known to collapse when people sit on them. Zoila has arranged for catering to deliver food to her house at 7 p.m. and she leaves the outside porch light on for them. Although Zoila hadn't planned to have alcohol at the party, her friends David and Rhee hired a bartender for two hours as a housewarming gift. Zoila allows the bartender to work the party so that she doesn't hurt her friends' feelings. Your task is to provide a comprehensive analysis of the risks Zoila is exposed to as a result of her housewarming party. You need to present arguments on the four elements of negligence and determine if there is any assumption of risk or Dram shop law elements that apply. In your analysis, you should outline the category of people and the duty they are owed (trespasser, licensee, and invitee). Finally, present your original ideas on what Zoila can do to mitigate her risk in this situation, knowing that she could not have reasonably planned for it. Use California state and case laws to support your conclusion.

This assignment will have the following specifics:

Case Study B - two pages of content (Homeowners/HO3 policy)

Double-space all parts of the paper. Do not add extra space before or after paragraphs.
The student title page includes the paper title, author name, course number and name for which the paper is being submitted, instructor name, assignment due date, and the page number.

Insert page numbers in the top right corner. The page number should show on all pages.
Indent the first line of each paragraph of text 0.5 in. from the left margin. Use the tab key or the automatic paragraph-formatting function of your word-processing program to achieve the
indentation (the default setting is likely already 0.5 in.). Do not use the space bar to create indentation.
Include at least two references per case study. Use the author-date citation system to cite references.
Reference page with links to the websites you used. This should be from scholarly sources (insurance journals, professional magazines, peer-reviewed essays, insurance-related websites).