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Question: A woman purchased a home for $250,000. She signed the mortgage document and a promissory note with her mortgagee, First City Bank. The woman made timely payments to the bank for the first seven of her fifteen-year loan. She became ill and was forced to take a leave of absence from her job. Although she qualified for disability compensation, it was not enough to allow her to meet her monthly mortgage payments. Six months later, First City notified her that she was in default, and she would have ninety days to bring herself current or risk foreclosure. The woman entered into an agreement with a colleague, who agreed to take over the property "subject to the mortgage."
Regarding political, governmental, and legal variables, list in order of importance six specific factors that you feel most greatly impact your college.
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