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For 2020, the nation's largest insurer, UnitedHealth Group, reported its full-year 2020 profit of $15.4 billion, including $2.2 billion in profits for the fourth quarter. Humana (one of the four largest health insurers in the U.S.) reported a profit of $4.6 billion, a 40% increase over the company's 2019 profits of $3.5 billion. Cigna (another of the top four insurers in the U.S.) earned $8.5 billion in profits in 2020, a 66% increase from the company's profits of $5.1 billion for 2019. CVS Health posted annual gross profits for 2020 of $48.9 billion.
Healthcare in the U.S. is driven by profit motive just like any other business. Do you agree that it should be? What concerns does having our healthcare industry driven by profit motive raise? What benefits might there be to having a profit-driven healthcare system?
Explain how open market operations affect the money supply, interest rates, investment and GDP. If output is above/below full employment, explain how and why an increase/decrease in wages and prices will bring the economy back to full employment.
How might a company's internet presence improve information problems? Can a company’s internet presence worsen information problems? Give an example of a company that has an internet presence. Does the company’s presence on the internet improve infor..
Wally is an ordinary (one-price) monopoly supplier of widgets. True or False: If Wally’s customers could get together and offer him a one-time payment in exchange for being allowed to buy widgets at a competitive price, then both they and he could be..
Describe the price elasticity of supply or demand for your product or service.
Discuss the 3 types of elasticity with their 3 numbers, and give 2 examples each for elastic & inelastic products.
Discuss non-monetary benefits open trade has contributed to the world since the end of WWII. Provide at least 2 examples. Why do you think these are important?
Federal interest rate movements are watched very closely by various groups. Investors pay particular attention to interest rates and factor in the anticipated rate movement into their stock valuations. Discuss why interest rate expectations are impor..
Under the trade model with external economies of scale, is it possible for a country to be worse off with trade than it would have been without trade?
A commercial bank has $100 million in checkable-deposit liabilities and $12 million in actual reserves. The required reserve ratio is 10 percent. How big are the bank’s excess reserves? LO33.2a.$100 million.b.$88 million.c.$12 million.d.$2 million.
In each pair below, indicate which asset exhibits the greatest credit risk. Describe why.
The following are some ideas to help you pick a topic for the Market Failure Research Paper assignment. Consult with your instructor if you are having trouble picking a topic. What are some areas where the MARKET Fails to give us adequate quantity of..
If the price level rises and the money wage rate remains? constant, the quantity of real GDP supplied? ______ and there is a movement up along the? ______ aggregate supply curve. If there is an inflationary? gap, the market will transition to long ru..
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