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There are to factors that can help investors or costumers to measure banks performances, these are: Return on assets (ROA) and Return on equity (ROE). ROA is influenced by interest margins noninterest revenues, noninterest expenses and loan loses, and these influences can be affected by deposit and loan rates decisions loan losses, bank services offered, overhead requirement, efficiency, advertising and risk level of loans.

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Reference no: EM131752882

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Please assist with a response to discussion comment : ROA is influenced by interest margins noninterest revenues, noninterest expenses and loan loses, and these influences can be affected by deposit.
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