Reference no: EM132350210

John Smith lived at 221 Pine Avenue in a large city. He had no debts and had never previously purchased goods on credit. He did, however, wish to purchase a particular power boat, so he entered into negotiations with the owner of a marina to obtain the boat on credit. He consented to the marina owner making a credit check before the transaction was completed, and was dismayed when the marina owner refused toproceed with the transaction because he was a "poor credit risk."The credit-reporting agency apparently had provided a credit report on a John Smith who some months before had resided at 212 Pine Street in the same city, and who had defaulted on a number of substantial consumer debts. John Smith knew nothing of the other John Smith, nor had he resided at 212 Pine Street. What avenues are open to John Smith in this case to rectify the situation?