Reference no: EM133654626

Question

Aleen and David are married and are both named insureds on a personal auto policy (PAP) covering their private passenger vehicle. They recently purchased a used SUV. A week after the purchase, Aleen was in an accident while driving it and they realized that they had never added it to their PAP. Based on the PAP's definition of "Your Covered Auto", which one of the following statements is true? The SUV will be covered for the same coverages and limits as their other vehicle, because the accident occurred within 14 days of the purchase. The SUV will be covered only for Part A-Liability because the accident occurred within 30 days of the purchase The SUV will not be covered by their PAP because they neglected to notify the insurer of the newly purchased vehicle D The SUV will be covered for the same coverages and limits as their other vehicle because it is considered a temporary substitute until they notify the insured of the purchase.