Percent of home-equity lines of credit

Reference no: EM13789391

When posting your discussion response, make sure that you answer the following questions and provide a link of a site that supports what you have provided for your discussion response. If you do not add a link along with your discussion response you will receive half of the credit for the discussion assignment.

Question 1: What percent of home-equity lines of credit (Helocs) signed up for in 2004 were 30 days or more late? How does this compare to just a few months before?

Question 2: What has triggered the jump and why?

Question 3: Why do you think banks tend to keep Helocs on their books rather than reselling them? What are the implications for these banks?

Question 4: Should banks restructure these loans in response to pressure from regulators? Why or why not?

Reference no: EM13789391

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