Pay Day or High Cost Loans

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Reference no: EM133812510

Topic: Pay Day or High Cost Loans

The Problem: Describe the scenario or situation where there ought to be/ought not to be a law (if government intervention) or other appropriate consumer protection action (if nonprofit or industry group).

The Reasons: Describe the three most substantive reasons there should/should not be a law. Excellent responses will A) draw from course content and B) be supported with research on consumer rights and responsibilities, market imperfections, market failures, self-regulation, or other appropriate consumer protection concepts that inform the need for the law/lack of need for the law. Consult scholarly, published material for this section.

The Changes: Describe the specific changes that should be made and who should have jurisdiction/who would lose jurisdiction. Again, I strongly suggest that you consult scholarly, published material for this section.

Counterargument: What is the most compelling counterargument? Again, excellent responses will draw from course content and research on consumer rights and responsibilities, market imperfections, market failures, self-regulation, or other appropriate consumer protection concepts that inform the need for the law/lack of need for the law.

Reference no: EM133812510

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