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Overall credit risk is reflected in my credit score

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As an individual, my overall credit risk is reflected in my credit score. It can be accessed by any potential lending institution, either as a consolidated score, or individual scores from the three major credit bureau reports, Equifax, Experian, and TransUnion. Lenders understand the risks between someone with a score of 820 and someone with a score of 690. Should there be a similar risk score that is public for financial institutions? Why or why not?

Reference no: EM133272951

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