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Ten years ago, Hailey invested $2,300 and locked in a 9 percent annual interest rate for 30 years (end 20 years from now). Aidan can make a 20-year investment today and lock in a 10 percent interest rate.
How much money should he invest now in order to have the same amount of money in 20 years as Hailey? (Do not round intermediate calculations. Round your final answer to 2 decimal places.)
Present value $
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Describe how you personally have participated in a budget development process. Explain some examples of the behavioral implications of budgeting.
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