Reference no: EM131063529 , Length: 6500 Words

Write a report on "Non-Performing Assets and Their impact on Bank Profitability"

Today, we are living in the age of market. Every day, domination is made by the market and discourse and political reality is done every day. From the respective markets, all the said items, i.e. employments, life partners and wares are acquired. In a perplexing economy, the business sectors give off an impression of being alluring and the trade structure, after the breakdown of socialism. There are four sorts of business sectors, these are:

Ø  Market for Goods and Services,

Ø  Market for Assets,

Ø  Market for Money Balances,

Ø  Market for resources.

In large economies, if these four types of markets are strong, then there will be the healthiest economic growth in the country. For the good economic structure, it is necessary for the country to have these markets. With much strength nearly all the economic structure of different countries depends on the financial markets of the country and these financial markets are associated with the financial institutions. There are so many countries in which the development is very low. That is all due to the lack or resources and lack of financial approaches, the financial institutions for every country needs high investment all these markets are the part of macro economics studies in which the markets of different kinds can be brought together to set the overall structure of the economy. These markets in every country serve as the full adjustment of economic variables within them and are responsible for the growth of the country. In many of the economies, financial markets are those places at which the people can easily buy and sell the securities of different types. These markets are associated with the financial assets and these assets are the financial securities that they buy and sell in the market.

Write your report must include following indexes

Contents

• Introduction
• Types of Banks
• Financial Institutions Profitability Measurement
• Customer's Profitability
• Branch Profitability
• Impact of NPAs on Operational Productivity
• Effect on Profitability
• Effect on Liquidity
• Effect on solvency
• Need for effective recovery strategy
• Review of Literature:-
• Underlying reason for NPA in Oman
• Internal Factor:
• External Factor
• Highly Leveraged borrowers
• NPA Rules for bank
• General Rules
• Norms for treating loans / advances as NPA
• Allied Agricultural Activities Advances Treatment:
• Housing Loans / Project Loans, etc
• Consortium advances
• Treatment of various offices to borrower as late (NPA)
• 'Out of order statuses
• "Past due"
• References

Word Limit: 6500, Please make sure text citation and referencing properly in report.