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Non-forfeiture option

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Reference no: EM132013300

I. The ability to use the cash value of a life insurance policy to purchase paid-up term insurance is referred to as a non-forfeiture option.

II. The premium for $100,000 of 20-year term insurance will be lower than for 5-year term insurance.

III. At a certain age, term insurance can no longer be renewed.

IV. Term insurance policies can either be participating or non-participating.

V. The premium of term-to-100 insurance rises over time.

VI. The premiums of creditor term insurance are fixed.

a) I, II and III

b) II, IV and V

c) I, III and IV

d) II, IV and V

Reference no: EM132013300

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