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1. Which of the following policies is used in estate planning to fund irrevocable trusts?
A. Joint Life
B. Variable Life
C. Joint Survivorship Life Policy
D. Juvenile Insurance
2. The net amount at risk in an Ordinary Whole Life Insurance Policy _________ over the life of the policy.
A. Decreases
B. Increases
C. Varies
D. Remains the same
3. The Double Indemnity Rider requires that the insured die within _____ days of the accident.
A. 365
B. 180
C. 90
D. 120
4. The ________ is the amount payable to the beneficiary upon death of the insured named in a life insurance policy.
A. Cash value
B. Premium refund
C. Loan value
D. Face amount
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