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Question
A customer has a mortgage payment due on the first day of each month. In the past, his paydays were on the 10th and 25th; however, he started a new job and is now paid on the 15th and 30th of each month. He recently bought a new car and that car payment is due on the 27th of each month. This does not leave him much extra cash for living expenses at the end of the month because he likes to make payments several days prior to the actual due date. He is asking to change his mortgage due date.
1. Based on this information, the customer is implying he will need to pay both his car payment and his mortgage payment out of which payday (the 15th or the 30th)?
2. Based on this information, the customer is implying he wants you to change his monthly mortgage payment, so he can make the payment using which pay day-the 15th or the 30th? Why?
3. Assuming you do not have the authority to change his mortgage payment due date, what could be your response to the customer?
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