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Question
A 30-year mortgage at 3.35% or a 15-year mortgage at 3.65%. You must borrow $170,000. Use the following mortgage calculator to help you answer each of the following. Address these points in your post:
State each monthly payment. Which loan has the lowest monthly payment?
State the total interest paid over the life of the loan for each loan. Which loan has you repaying the most money?
Which loan would you choose and why?
For the loan you selected in part 3, add an extra $25 a month payment on the mortgage calculator. How much total interest is saved? How many months early will you pay off the mortgage?
For the loan you selected in part 3, you can afford a $10,000 down payment. What is your new monthly payment? How much total interest would be saved by making a down payment?
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Economics thesis undergrad 4th year paper to write. it should be about 22 pages in length, literature review, economic analysis and then data or cost benefit analysis.
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