Mergers and acquisitions among insurers

Reference no: EM131047997

A luncheon speaker stated that "the number of life insurers has declined sharply during the past decade because of the increase in company mergers and acquisitions, demutualization of insurers, and formation of mutual holding companies."

a. Why have mergers and acquisitions among insurers increased over time?

b. What is the meaning of demutualization?

c. Briefly explain the advantages of demutualization of a mutual life insurer.

d. What is a mutual holding company?

e. What are the advantages of a mutual holding company to an insurer?

Reference no: EM131047997

Questions Cloud

The corporate structure of mutual insurers : The corporate structure of mutual insurers has changed over time. Briefly describe several trends that have had an impact on the corporate structure of mutual insurers.

Calculates the internal rate of revenue : A lottery winner can take $6 million now or be paid $600,000 at the end of the next 16 years. The winner calculates the internal rate of revenue (IRR) of taking the money at the end of each year and estimating that the discount rate across this perio..

Financial safeguards to protect insureds : A newspaper reporter wrote that "Lloyds of London is an association that provides physical facilities and services to the members for selling insurance. The insurance is underwritten by various syndicates who belong to Lloyd's." Describe Lloyd's o..

Compute the mean median mode and standard deviation : A random sample of 20 cars driving down I-294 is selected and their speed is monitored. Compute the mean, median, mode, and standard deviation, Q1, Q3, Min, and Max for the above sample data on speed per car

Mergers and acquisitions among insurers : A luncheon speaker stated that "the number of life insurers has declined sharply during the past decade because of the increase in company mergers and acquisitions, demutualization of insurers, and formation of mutual holding companies."

Compare a stock insurer to a mutual insurer : Compare a stock insurer to a mutual insurer with respect to each of the following: a. Parties who legally own the company

The formation of a new property and liability insurer : A group of investors are discussing the formation of a new property and liability insurer. The proposed company would market a new homeowners policy that combines traditional homeowner coverages with unemployment benefits if the policyholder becom..

Phases of the financial management cycle : In the four phases of the Financial Management Cycle (Planning, Budgeting, Managing Operations, Annual Reporting), what is a Financial Manager's role, and what are some of the specific touch points that happen over the course of a year that help ensu..

Determine the best monthly production capacity : Your recommendation will be used to set the size of the manufacturing plant's unionized workforce (Note: You simply have to determine the best monthly production capacity for the next 12 months, not the number of workers required).

User Account

All Pages