Loco loans presents the check to metro bank

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Reference no: EM1397620

Joy steals a check from Kyle, forges his signature and transfers the check to Loco Loans, Inc., for value. Oblivious that the signature isn't Kyle's, Loco Loans presents the check to Metro Bank the drawer which cashes the check. Kyle discovers the forgery as well as insists that Metro reaccredit his account. Can Metro refuse? If not from whom can the bank recover?

Reference no: EM1397620

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