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On 1 January 2005, a life insurance company issued 1,000 10-year term assurance policies to lives aged 55. For each policy, the sum assured is RM50,000 for the first five years and RM25,000 thereafter. The sum assured is payable immediately on death and level annual premiums are payable in advance throughout the term of this policy or until earlier death. The company uses the Illustrative Life Tables for to calculate the premium and reserves. (i) Calculate the net premium retrospective reserve per policy as at 31 December 2009. (ii) Give an explanation of your numerical answer to (i) above. (iii)Describe the main disadvantage to the insurance company of issuing this policy. (iv) Give examples of how the terms of the policy could be altered so as to remove this disadvantage.
Determine the population mean
Then, explain the meaning of either a vertical shift of 10 units or a horizontal shift of ten units. Be sure to explain what this shift would mean in the context of the function.
He collects data on 25 individuals' television viewing habits and finds that the mean number of hours that the 25 people spent watching television was 23.7 hours with a standard deviation of 7.5 hours, can we conclude at the 1% significance level ..
The formula r=2√5L can be used to approximate the speed r, in miles per hour, of a car that has left skid marks of length L, in feet. How far will a car skid at 30 mph?
1. in each case below prove or disprove that the subgroup h is normal in the group g.if h is normal in g determine
What proportion of the company's callers are put on hold for at least 4.8 minutes? Should the company hire more operators?
find the probability that the airline will have a seat for each person who has reserved one and who shows up
The symmetric group S_3 operates on two sets U and V of order 3. Decompose the product set U x V into orbits for the "diagonal action" g(u, v) = (gu, gv), when.
A building is 282 feet tall. For a class project, Kari is to make a scale model of the building to place in the front hall display case. The display case is 22 inches tall. Which scale will allow her to make the tallest model that will fit in the ..
Two Social Security numbers match zeros if a digit of one number is zero if the corresponding digit of the other is also zero. In other words, the zeros in the two numbers appear in exactly the same positions.
Given the vector field F=3yi + (5-2x)j + ((z^2)-2)k find the surface integral of the normal component of curl F over the open hemispherical surface (x^2)+(y^2)+(z^2)=4 above the xy plane
one diagonal of a parallelogram is 21.871 inches.it makes angles of 43 deg. 20.5 mins. and 56 deg. 14.2 mins.
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