Legal office stating delinquency and penalties

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1. ABC Corporation issued demand letter from the Banco De Oro regarding overdue of their previous SOA for the month of January 2021. The latter just ignored the notice and received another letter coming from their legal office stating their delinquency and penalties. Is the action of BDO legal?

2. Mr. Dela Cruz applied for a calamity loan with the SSS last October 2020 to sustain his monthly bills due to the pandemic. By November 8, he received notification from the latter re approval of his loan and already issued his check and will deliver to its address indicated on his application. He received the check just recently, March 21, 2021. But upon encashment, the teller refused the check. What could be the possible issue with the check?

3. Mr. Soriano is an OFW from United States of America and returned to Philippines for good last December 2020. While in transit going to his province, he used his 100 USD currency to pay for his take-out food but the cashier refused to honor the money considering that there's no issue with the money. Is the cashier correct? Why? Why not? action of the teller proper? Why? Why not?

Reference no: EM132870307

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