Learning about disability insurance

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Sue is just learning about disability insurance. Which statements are true about disability insurance?

I. Disability income insurance pays a monthly benefit in the event that Sue is unable to work as a result of an injury or an illness.

II. Disability insurance under regular occupation is a policy that provides benefits if Sue is unable to perform the duties required by her regular occupation.

III. Disability insurance under "any occupation" is a policy that provides benefits only if Sue cannot perform the duties of any job that fits her education and experience.

IV.  Indemnification is the insurance concept of putting Sue back into the same position that she was in prior to the injury or illness.

a) All responses

b) II , III, and IV

c) I, III, and IV

d) I, II and III

e) I and II

Reference no: EM133112074

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