Is banks regulations different from the federal regulations

Reference no: EM133557884

Territorial savings bank, American savings bank hawaii, Bank of hawaii

brief history (when established, parent company if any, listed or not listed, if listed in what stock exchange). Comment on whether it is important to you to know the information, why or why not?
major lines of business (deposits, trust, commercial loans, investment business).
number of branches in Oahu
type of deposit insurance such as FDIC, NCUA e) other information your group deem necessary to evaluate bank services
Ex: Fees: Banks often charge fees for various services, such as ATM withdrawals and overdraft protection. It is important to compare the fees of different banks before you choose one.
Reason why you would choose each institutions over the other
Suppose someone stole your ATM card and withdraw $850 from your checking account. Find out your rights and obligations under this situation (i.e. Electronic Fund Transfer Act of 1978). Find out your rights and obligations with the bank above. Is the banks' regulations different from the federal regulations? Can the differences be explained by state regulations?

Reference no: EM133557884

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