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Question: Information on the current market scenario must be collected by the financial planner, based on which recommendations of various products must be made to its clients.
Recommendations
The current financial analysis should be carried out to study the market based on which the products suiting the requirements of the clients must be recommended. The aim should be to provide unique and client-specific services
Conclusion
It can be concluded that the financial planner is not carrying out its job ethically and is mainly aiming at its own interest rather than concentrating on the interest of its clients. She not showing professionalism. Neither is she following the right way of practices nor she is helping in enhancing the financial planning process, thus violating the regulations of SEC and CFP.So she needs to change its working style and act in a professional manner by working ethically and putting its clients first.
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