In your own words explain the key points that the author

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The article in this unit pertains to behavioral finance. It focuses on the underlying causes for saving and investing choices and offers solutions to overcome savings and investing choices that are not considered to be ideal.
Write a review of the article Safe Withdrawal Rates: What Do We Really Know? By Kitces, Michael
In your own words, explain the key points that the author was trying to communicate and why it is significant. Your review should be at least one page not counting the title or reference pages.

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