Idea of purchasing a separate title insurance policy

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Reference no: EM133654069

Question

Borrower Bertha balked at the idea of purchasing a separate title insurance policy to cover herself once she owns the house she's buying. She'd rather use the money to help her redecorate the place. Which of the following would be a fact to point out to her and help assuage her doubts? If she buys an owner's title insurance policy before closing, she can avoid an inspection. If she has her own policy, she won't have to buy one for her lender because one policy is sufficient. Her own policy will protect her in case an issue involving the title comes up later. Having her own policy will qualify her for a lower rate with her lender.

Reference no: EM133654069

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