How much is the interest income for the year

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Reference no: EM132825140

PROBLEM 1 - Construction started on March 1, 2020, and the building was completed by the end of Your audit client, See Ben Eleven Inc., decided to construct a building on 2020. The November of 2020. The entity was able to occupy the said structure by the start of December of the same year.

In anticipation of the construction, the entity obtained a 3-year loan from PN Bank on January 4, 2020 exclusively for the construction of the new building. The principal amount of the loan is P20,000,000, with stated interest of 10% payable every December 31.

See Ben Eleven made the following payments in the construction of the building:

Date Amount

March 1, 2020 4,000,000

April 30, 2020 1,600,000

July 31, 2020 800,000

September 1, 2020 11,000,000

October 1, 2020 1,900,000

November 30, 2020 500,000

During the year, your audit client reinvested the unused proceeds every start of the month for a 0.75% monthly interest, starting January.

The estimated useful life of the building is 20 years with no residual value. The entity used the straight-line method of depreciating the building.

Requirements -

1. How much is the capitalizable borrowing cost?

2. How much is the interest income for the year?

3. How much is the interest expense for the year?

4. What is the total initial cost of the building?

5. What is the carrying value of the building as of December 31, 2020?

PROBLEM 2 - Big Stop Corporation decided to expand and build a new manufacturing site in 2020.

The entity has three outstanding loans as of December 31, 2019, as follows:

P25,000,000 loan from PI Bank; 10% annual interest; due December 31, 2021.

P30,000,000 loan from PN Bank; 11% annual interest; due December 31, 2023.

P15,000,000 loan from DO Bank; 8.5% annual interest; due December 31, 2023.

Big Stop decided to use the cash financed by the general borrowings, and not to obtain additional loans for the construction.

The construction started on January 5, 2020, and ended on December 31, 2020.

Presented below is the schedule of payments made by the entity during the construction:

Date Amount

January 5, 2020 2,400,000

April 2, 2020 4,800,000

June 1, 2020 5,500,000

August 31, 2020 8,400,000

September 30, 2020 900,000

December 1, 2020 1,200,000

December 31, 2020 450,000

Requirements -

1. How much is the capitalizable borrowing cost?

2. How much is the interest expense for the period?

3. What is the initial cost of the building?

PROBLEM 3 - Deo Durant Company, an entity organized in early 2011, has been renting a building for their operations. The entity decided to construct their own building to be occupied by the start of 2021, in anticipation of the expiration of their lease contract on December 31, 2020.

The construction started on January 2, 2020. The building was completed on December 30, 2020, and was occupied by January 2, 2021.

Before the construction, there are several outstanding borrowings for general purposes.

Included in the bank loans are as follows:

P12,000,000 loan from PN Bank; 9% annual interest; due December 31, 2023.

P15,000,000 loan from PI Bank; 12% annual interest; due December 31, 2024.

However, the entity estimated that the current funding is not enough, and decided to obtain an additional loan specifically for the construction of the building.

The said loan was obtained from PB Bank on January 1, 2020. The principal amount is P15,000,000, with an annual interest of 10% payable every December 31. The loan is due on December 31, 2021.

The schedule of payments for the construction is presented below:

Date Amount

January 02, 2020 5,000,000

April 01, 2020 8,400,000

July 01, 2020 4,000,000

August 31, 2020 9,900,000

October 30, 2020 3,870,000

December 31, 2020 1,000,000

Requirements -

1. How much is the capitalizable borrowing cost?

2. How much is the interest expense for 2020?

3. What is the initial cost of the building?

Reference no: EM132825140

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