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How insurance policies are designed to work

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Reference no: EM132906904

An insured who has recently been involved in a minor auto accident states, "I have been driving for years and never had an accident. Now I finally have a chance to get back those thousands of dollars of premiums I have paid, so I am going to take the insurer for everything I can get." Explain why this person has a misconception concerning how insurance policies are designed to work.

Reference no: EM132906904

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