How do the asset and liability structures of a savings

Assignment Help Finance Basics

Reference no: EM13502312

1.What are the major sources of funds for commercial banks in the United States? How is the landscape for these funds changing and why?

2.How does the liability maturity structure of a bank’s balance sheet compare with the maturity structure of the asset portfolio? What risks are created or intensified by these differences?

3. What types of activities are normally classified as off-balance-sheet (OBS) activities?

a.How does an OBS activity move onto the balance sheet as an asset or liability?

b.What are the benefits of OBS activities to a bank?

c.What are the risks of OBS activities to a bank?

4. What factors are given credit for the strong performance of commercial banks in the early and mid-2000s?

5.How do the asset and liability structures of a savings institution compare with the asset and liability structures of a commercial bank? How do these structural differences affect the risks and operating performance of a savings institution? What is the QTL test?

6.What happened in 1979 to cause the failure of many savings institutions during the early 1980s? What was the effect of this change on the operating statements of savings associations?

7.The following balance sheet accounts (in millions of dollars) have been taken from the annual report for a U.S. bank. Arrange the accounts in balance sheet order and determine the value of total assets. Based on the balance sheet structure, would you classify this bank as a community bank, regional bank, or a money center bank?

Assets		Liabilities and Equity
Cash	$ 2,660	Demand deposits	$ 5,939
Fed funds sold	110	NOW accounts	12,816
Investment securities	5,334	Savings deposits	3,292
Net loans	29,981	Certificates of deposit	9,853
Intangible assets	758	Other time deposits	2,333
Other assets	1,633	Short-term borrowing	2,080
Premises	1,078	Other liabilities	778
Total assets	$41,554	Long-term debt	1,191
		Equity	3,272
		Total liability and equity	$41,554

Reference no: EM13502312

Questions Cloud

Provide a feasibility study into the improvement : You are to prepare a submission to satisfy your client's requirements as outlined below. You are required to investigate the issues at Pressure Hydraulics and provide a feasibility study into the improvement to their current business processes.

Evaluate delta h for the transformation pb : The standard entropy of Pb(s) at 298.15k is 64.80 jk-1 mol-1. assume that the heat capacity of Pb(s) is given by Cp,m (Pb,l)/jk-1mol-1 = 32.51 -.00301 t/k. calculate the standard entropy of Pb (l) at 650 C. calculate delta H for the transformation..

Diagram a documentary sales transaction and locate examples : Diagram a documentary sales transaction and locate examples of letters of credit and bills of lading and analyze their content

Draw a stock control card and discuss the completion process : Draw a stock control card and discuss the completion process

How do the asset and liability structures of a savings : How do the asset and liability structures of a savings institution compare with the asset and liability structures of a commercial bank? How do these structural differences affect the risks and operating performance of a savings institution? What is ..

Explain the experiment of an acid catalyzed dehydration : During the experiment of an acid catalyzed dehydration of a secondary alcohol, an elimination reaction (E1) is experienced, and a gas chromatography is performed.

Determine the fourier transform of the function exp : Find the Fourier transform of the function exp(-πx2/ σ2). Explain how the width and height of the bands are inversely related in the two domains. Why should this be so

Explain what is the ph of the buffer kb of nh3 : 2.10 L of a buffer solution that is 0.360 M in NH3 and 0.430 M in NH4Cl are diluted to 4.30 L with distilled water. What is the pH of the buffer? Kb of NH3 = 1.8 10-5.

Find the comments letters received on a current exposure : Find a newspaper article or web page report of an item of accounting news, i.e. it refers to a current event, consideration, comment or decision that has been published after June 2013.

User Account

All Pages