Homeowner roof is seriously damaged in windstorm

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Reference no: EM133809661

Question

Homeowner's roof is seriously damaged in a windstorm. He files a claim with Arcturus Insurance, which carries his homeowner's policy. After repeated contact over several months, Arcturus ultimately refuses to pay the claim. Just before the final denial, Homeowner is on the roof putting a tarpaulin over a leaking point. He slips, falls from the roof, and is seriously injured. At trial, the jury finds that Homeowner's claim was valid and that Arcturus breached the contract by failing to pay. In addition to the damage to the house, however, Homeowner demands payment for his injuries, arguing that if Arcturus had not breached the contract the roof would have been fixed and he would not have been on the roof at the time he fell. Are his personal injury damages recoverable?

Reference no: EM133809661

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