High-deductible insurance policies and narrow network

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Reference no: EM132209979

In response to federal policy and service requirements, health insurance plans are increasingly developing high-deductible insurance policies and narrow networks. These types of policies require the consumer to pay more out of pocket. To portray this in a positive light, this trend has been labeled as "consumer-based" to suggest that the consumer must pay more from their own funds, and thus, encourage consumers to make better health care choices. On the other hand, this could be labeled as a burden on the consumer.

Write a 350- to 525-word article that identifies and evaluates the impact that federal or state health care policies have on consumer costs. Explore both positive and negative effects.

Reference no: EM132209979

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