Reference no: EM132230806
1. People are most likely to overconsume health care services if
they are uninsured.
they are insured and have a low copayment for each doctor visit.
they are insured and pay high insurance premiums and deductibles.
they are insured, but have a high copayment for each doctor visit.
2. Relative to fee-for-service health insurance, capitation based HMOs should
not emphasize preventative care and healthy life choices.
create incentives for doctors to encourage fewer doctor visits, keeping health care costs low.
not affect total spending on health care.
create incentives for doctors to encourage more doctor visits, keeping health care costs high.
3. The factor that has had the biggest impact on the increase in health care costs as a percent of GDP is
improved quality and technology.
income growth.
the aging of the population.
the change in the share of the population that is insured.
4. Which of the following is not government provided health insurance?
Medicare
Medicaid
TANF
SCHIP
5. Social Security is a pay-as-you-go system where
workers can retire after they pass go.
taxes collected while you are young are saved to fund your retirement.
retirees pay for Social Security after they retire.
taxes collected from current workers pay current retiree benefits.
6. Social Security is designed to achieve all of the following, except
improve the economic status of the elderly.
provide for the retirement of older adults.
treat people with different earnings levels equally.
redistribute income.
7. Using the Lifecycle Model, Social Security appears to
reduce the level of savings.
increase the level of savings.
have no effect on the level of savings.
have an ambiguous effect on the level of savings.