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You will lead a retirement life from 65 to 90.
Number of years in retirement = 25 years
Total capital needed for retirement = $1,875,000 (based on the assumption of $75,000 per year to cover expenses)
You are now 22 years, the number of years for retirement = 43 years
Present value of money that you will need for retirement = $153,055.54 2. (an assumption that the interest rate is 6%)
Include assumptions for your future pension (give info on how calculated such as SURS website, etc.).
Question: Subtract future pension flow from the Future Value needed in first year of retirement.
You buy a house for $150,000 using a 30-year mortgage at 4.5% interest to be paid monthly.1. What is your payment? 3. Your generous parents agree to give you $10,000 toward your home 4.They offer either to make a down payment (lessening the principal..
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