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Among the many laws enacted that affect commercial bank, two important ones are the Financial Services Modernization Act (FSMA) and the Dodd-Frank Act (DFA).
a) What were the circumstances that led to these laws being passed?
b) Summarize the arguments both for and against making changes to these two Acts
c) What are the major differences in these laws from major banking Acts passed from the 1980 through 1991?
A discount factor:
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