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The Mary Queen, an oceangoing oil tanker, negligently collided with a large freighter. The collision was caused by the route deviation of The Mary Queen due to the possibility of a hurricane in the Gulf of Mexico. The damage to the oil tanker caused an oil spill. The Mary Queen is insured by an ocean marine hull insurance policy with a running-down clause. For each of the following losses, explain whether the ocean marine coverage would apply to the loss.
1. Damage to The Mary Queen
2. Damage to the freighter
3. Death or injury to the crew members on the freighter
4. Cargo - in this case, oil
5. Was there any form of breach of contract?
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