Explain the individual disability policy

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To Ravi's surprise, he discovered that he had a group disability insurance policy through his employer (Loblaws) that had a 3-month waiting period and pays benefits of $2,500 per month for as long as he is disabled, or to age 65 (whichever occurs first). Please explain the implications of him being covered through his employer. Should he keep, reduce or cancel his individual disability policy?

Reference no: EM133177025

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