Explain the basic function of commercial banking

Assignment Help Management Theories
Reference no: EM133524392

Question 1

1. Among the active operations of banks is the granting of credits or loans to natural and legal persons, making investments and carrying out leasing and factoring, bank guarantees, etc. What are the benefits and risks of each of these active operations?

2. Among the passive operations of the banks is the collection of resources from the public through checking accounts, savings accounts, term deposit certificates CD's, issuance of negotiable securities, among others. Why do banks use this diversity of financial instruments for deposits and what are the general characteristics of each of them?

Question 2

1) Explain the basic function of commercial banking and what are the main characteristics of universal, specialized commercial and personal banking.
2) How credits are classified in banking and what are the main financial services of banks in the USA other than credits.
3) What are the main passive operations of the bank. Differentiate very well between the deposit instruments and the other liabilities with third parties (Bonds, securitizations or securitization, etc.). Max three pages.
4) State and explain what is meant by investors or institutional investors, who they are and what their function is in the financial and capital market

 

Reference no: EM133524392

Questions Cloud

How do different cells use their cytoskeletons : Not all cells are capable of moving around but all cells have an active cytoskeleton. How do different cells use their cytoskeletons?
What two agents of socialization have influenced : What two agents of socialization have influenced you the most? Try to indicate their influence on specific attitudes, beliefs, values, or your other life orient
What are each of the risks of critical thinking : What are each of the risks of critical thinking in the classroom? How would you develop that strong community to support your students in critical discussions
How this Gene Therapy works : How this Gene Therapy works ?, How would this Gene Therapy be used to treat a genetic disease?.
Explain the basic function of commercial banking : Explain the basic function of commercial banking and what are the main characteristics of universal, specialized commercial and personal banking.
What strategies can we use to foster deep : What strategies can we use to foster deep, critical thinking discussions with our students? Select one specific strategy, how would you use it to teach your
What is at least one actionable step : What is at least one actionable step that you are going to take to be more prepared for the next disaster and What do you think prevents you, or those around
Determine the desired outcome as a result of the proposed : Determine the desired outcome as a result of the proposed change Analyze the alignment between the organizations mission, vision, values, strategies
Challenges for the survival of their people : Demographics of birth and death rates showed slow population growth. Preindustrial societies, represented by the hunting-gathering

Reviews

Write a Review

Management Theories Questions & Answers

  What major socio-economic generalizations occurred

What major socio-economic generalizations occurred and influenced the early management era?

  Choose two of marcels service needs

Choose two of Marcels service needs, Identify three social institutions which are relevant to this case, Briefly explain the societal function of each

  Would take priority over consumers. at teachers mutual bank

how is Students, University's, employees would take priority over consumers. at Teachers Mutual Bank Limited?

  Recognize the face enotions

We mentioned previously that some researchers-the psychologist Paul Ekman is the best known-have studied whether facial expressions reveal true emotions.

  Which printer should the framing store purchase

John Smith Framing has noticed that a lot of customers would like to be able to print photographs to frame. But since the store does not have an art printer.

  Developing policy arguments and debate

Develop a policy argument or claim that is definitive, designative, evaluative, and advocative, using one of these terms: (a) crime, (b) pollution

  The vvh radiology department currently uses

The VVH radiology department currently uses FCFS to determine how to sequence patient x-rays. On a typical day, the department collects data related to patient x-rays. Use these data to compare various sequencing rules.

  Unionized employees of an electric utility

Two African American unionized employees of an electric utility company were faced with job loss in a downsizing. In order to exercise their seniority rights to "bump" into "storekeeper" positions held by junior employees, they had to pass an apti..

  Is secondary research qualitative or quantitative

Is secondary research qualitative or quantitative? Explain your answer with examples.

  Identify two possible corporate strategies

Identify two possible corporate strategies to be used by the company selected

  Values of conducting an ethics audit in an organization

Examine the significant values of conducting an ethics audit in an organization. Select five (5) areas that you would focus on if you have to conduct an ethics audit, and provide a rationale for your selections.

  Identify how OB is relevant to various stakeholders

HRPD 702 Centennial College Identify how disciplines other fields of study have influenced areas studied within OB and Identify how "OB" is relevant to various

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd