Explain the basic function of commercial banking

Assignment Help Management Theories
Reference no: EM133524392

Question 1

1. Among the active operations of banks is the granting of credits or loans to natural and legal persons, making investments and carrying out leasing and factoring, bank guarantees, etc. What are the benefits and risks of each of these active operations?

2. Among the passive operations of the banks is the collection of resources from the public through checking accounts, savings accounts, term deposit certificates CD's, issuance of negotiable securities, among others. Why do banks use this diversity of financial instruments for deposits and what are the general characteristics of each of them?

Question 2

1) Explain the basic function of commercial banking and what are the main characteristics of universal, specialized commercial and personal banking.
2) How credits are classified in banking and what are the main financial services of banks in the USA other than credits.
3) What are the main passive operations of the bank. Differentiate very well between the deposit instruments and the other liabilities with third parties (Bonds, securitizations or securitization, etc.). Max three pages.
4) State and explain what is meant by investors or institutional investors, who they are and what their function is in the financial and capital market

 

Reference no: EM133524392

Questions Cloud

How do different cells use their cytoskeletons : Not all cells are capable of moving around but all cells have an active cytoskeleton. How do different cells use their cytoskeletons?
What two agents of socialization have influenced : What two agents of socialization have influenced you the most? Try to indicate their influence on specific attitudes, beliefs, values, or your other life orient
What are each of the risks of critical thinking : What are each of the risks of critical thinking in the classroom? How would you develop that strong community to support your students in critical discussions
How this Gene Therapy works : How this Gene Therapy works ?, How would this Gene Therapy be used to treat a genetic disease?.
Explain the basic function of commercial banking : Explain the basic function of commercial banking and what are the main characteristics of universal, specialized commercial and personal banking.
What strategies can we use to foster deep : What strategies can we use to foster deep, critical thinking discussions with our students? Select one specific strategy, how would you use it to teach your
What is at least one actionable step : What is at least one actionable step that you are going to take to be more prepared for the next disaster and What do you think prevents you, or those around
Determine the desired outcome as a result of the proposed : Determine the desired outcome as a result of the proposed change Analyze the alignment between the organizations mission, vision, values, strategies
Challenges for the survival of their people : Demographics of birth and death rates showed slow population growth. Preindustrial societies, represented by the hunting-gathering

Reviews

Write a Review

Management Theories Questions & Answers

  Learning in action

Learning contract proposal that will form the basis of your learning contract report.

  Change is the only constant

"Change is the only constant " Evaluate the different types of change that have occurred in Sony.

  How do advertisers try to use group influence

How do advertisers try to use group influence?  Will you find any specific examples and explain the relevant theory of group behavior and influence?

  Case study:saving sony

You have been appointed by Sony as a consultant on change management. Advise Sony on how they could implement the change by using the various theories of change you have learnt.

  How the stock market works

The purpose of this project is to help you to gain an understanding of how the stock market works and of the relationship between theory and practice.

  Find the optimal production quantities

Find not only the optimal production quantities, but also the optimal total cost.

  Describe the management process

Describe the management process and identify the skills required to manage business organizations.

  Case study : bert''s bonsai and aquatic sport museum

Case Study : Bert's Bonsai and Aquatic Sport Museum Prepare a knowledge management system.

  Knowledge management techniques

Demonstrate understanding of the many-sided nature of knowledge management

  Theory of transtheoretical model

Demonstrate understanding of the many-sided nature of knowledge management

  Write a paper on historical trends of management

Write a paper on Historical Trends of Management.

  Theory of reasoned action

Theory of Planned Behavior and Integrated Behaviors Model

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd