Explain policy expected balance

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Reference no: EM132909675

1) Thomas Lee Toys produces assorted toy rockets. It has discovered that its water pressure rockets have a tendency to tip over just before take off thereby flying parallel, and low, to the ground. FunFun has decided to quit producing this toy rocket. This is an example of:

a. loss control
b. loss prevention
c. loss avoidance
d. all of the above

Use the following abbreviated mortality table to answer questions 2-4.

Age of Males Probability of Dying Number of People Number of Deaths

70 0.03951 627,416 24,789
71 0.04330 602,627 26,094
72 0.04765 576,533 27,472
73 0.05670 549,061 31,295
74 0.06239 517,766 32,301

2) What is the probability that a male age 70 will die while he is age 73?

a. 0.0499
b. 0.0519
c. 0.0543
d. 0.0567
e. None of the above

3) John, a 70 year-old male has just purchased a $10,000 two-year term policy. Assume that annual interest rate is 10%. Ignoring non-claim expenses what is his premium?

a. $702.89
b. $717.03
c. $810.99
d. $828.10
e. None of the above

4) For the policy describe in question 3. Ignoring non-claim expenses, what would be the policy's expected balance (i.e., value or expected amount of money in this account) equal after one year?

a. $378.08
b. $393.64
c. $496.99
d. $515.81
e. None of the above

Reference no: EM132909675

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