Explain how the credit portfolio study would facilitate

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Reference no: EM13924990

1. Explain how the credit portfolio study would facilitate or assist the liquidity management of the financial institution or bank.

2. One of your credit colleagues argues that a bank needs to specialize and concentrate on lending to a few non-cyclical industries. The risk of concentration is mitigated by the non-cyclicality of the industries. Do you agree with this view? Please elaborate.

Reference no: EM13924990

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