Reference no: EM131052831
Insurance Operations Chapter 1 Problems
1. Explain how stock and mutual insurers differ.
2. Explain what it means when an insurer is licensed in a state.
3. Explain how compliance with legal requirements helps an insurer meet its goals.
4. Explain why the goal of meeting customers' needs can often conflict with the profit goal.
5. Explain why diversifying risk has become an emerging goal for property-casualty insurers.
6. Describe the advantages (representing fewer constraints) that large insurers have over small insurers in meeting their goals.
7. Explain how the external constraint of required regulatory approvals prevents insurers from meeting their profit and customer need goals.
8. Identify the indicators that insurers can use to gauge their success in meeting customers' needs.
9. Explain the difference between regulators and financial rating agencies.
10. Identify three core functions that exist within the structure of a typical insurer.
Text Book: "Entitles Insurance Operations 2nd edition".
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